The City and Schools have received the renewal information for our health and dental plans for the upcoming plan year. We will be offering 2 health insurance plan choices: KeyCare 30 and the Lumenos HDHP + HSA plans. Any employees currently enrolled in the KeyCare 20 plan need to make a choice between these two options. If a choice is not elected by the Nov. 26 deadline, KeyCare 20 participants will be automatically renewed in the KeyCare 30 plan. The rates for the health insurance and dental plans are shown below. Our health plan will continue to be administered by Anthem Blue Cross Blue Shield and the dental plan will continue to be administered by Delta Dental.
Anthem Blue Cross Blue Shield
Monthly rates January 1 through December 31, 2022
KeyCare 30 - City's Core Plan
| Coverage Tier |
Wellness Employee
Monthly Premium |
Non Wellness/
New Hire Employee
Monthly Premium |
| Subscriber Only |
$ 62.46 |
$ 103.30 |
| Subscriber + one child |
$ 226.00 |
$ 266.84 |
| Subscriber + children |
$ 687.26 |
$ 728.10 |
| Subscriber + spouse |
$ 624.72 |
$ 665.56 |
| Family |
$ 780.16 |
$ 821.00 |
Lumenos HDHP + HSA - Buy Down Plan
| Plan |
Wellness Employee
Monthly Premium |
Non Wellness/
New Hire Employee
Monthly Premium |
| Subscriber only |
$ 20.12 |
$ 60.96 |
| Subscriber + one child |
$ 131.12 |
$ 171.96 |
| Subscriber + children |
$ 476.26 |
$ 517.10 |
| Subscriber + spouse |
$ 432.96 |
$ 473.80 |
| Family |
$ 540.70 |
$ 581.54 |
Delta Dental
Monthly rates January 1 through December 31, 2022
| Plan |
Monthly Premium |
Employer Share |
Employee Share |
| Subscriber only |
$33.20 |
$33.20 |
$ 0.00 |
| Subscriber + one dependent |
$57.60 |
$33.20 |
$24.40 |
| Family |
$92.70 |
$33.20 |
$59.50 |
NEW LUMENOS PLAN MEMBERS - The City will continue to offer a one-time deposit to the health savings account (HSA) for any current employee that signs up for this coverage. This deposit will be $800 for the individual coverage and $1,200 for all other plan choices. This will only apply to any employee that is enrolling in the Lumenos plan for the first time during open enrollment. This deposit will be made after January 1, 2022 for all established plans.
CURRENT LUMENOS PLAN MEMBERS - The City will begin to provide an annual contribution into the HSA account for employees who have the plan as of December 31, 2021. The contribution amount will be $60 per month for subscriber only coverage ($720 per year) and $90 per month for all other lines of coverage ($1080 per year).
As always, the SALEM EMPLOYEE HEALTH & WELLNESS CLINIC located at 15 East Clay St. is open to serve your needs. USE OF THE CLINIC IS FREE FOR ALL EMPLOYEES AND DEPENDENTS AGE 2+ ON THE CITY’S HEALTH INSURANCE PLAN and can more than offset the cost of medical services you would pay at a doctor’s office, urgent care center, or emergency room. I urge you to utilize this clinic to the fullest extent possible.