The City and Schools have received the renewal information for our health and dental plans for the upcoming plan year. As in the prior year, we will continue to offer 3 health insurance plan choices: KeyCare 30, KeyCare 20, and Lumenos HDHP + HSA plans. The rates for the health insurance and dental plans are shown below. Our health plan will continue to be administered by Anthem Blue Cross Blue Shield and the dental plan will be administered by Ameritas.
Anthem Blue Cross Blue Shield
Monthly rates October 1, 2016 through September 30, 2017 per plan
KeyCare 30 - City's Core Plan
|
|
Monthly Premium
|
Employer Share
|
Employee Share
|
|
Subscriber Only
|
633.28
|
569.96
|
63.32
|
|
Subscriber + one child
|
916.38
|
687.28
|
229.10
|
|
Subscriber + spouse
|
1,266.58
|
633.30
|
633.28
|
|
Subscriber + children
|
1,393.34
|
696.68
|
696.66
|
|
Family
|
1,581.72
|
790.86
|
790.86
|
KeyCare 20 - Buy Up Plan
|
|
Monthly Premium
|
Employer Share
|
Employee Share
|
|
Subscriber only
|
683.90
|
519.76
|
164.14
|
|
Subscriber + one child
|
989.62
|
653.16
|
336.46
|
|
Subscriber + spouse
|
1,367.80
|
560.80
|
807.00
|
|
Subscriber + children
|
1,504.56
|
616.88
|
887.68
|
|
Family
|
1,708.12
|
700.32
|
1007.80
|
Lumenos HDHP + HSA - Buy Down Plan
|
|
Monthly Premium
|
Employer Share
|
Employee Share
|
|
Subscriber only
|
510.34
|
489.94
|
20.40
|
|
Subscriber + one child
|
738.46
|
605.54
|
132.92
|
|
Subscriber + spouse
|
1,020.68
|
581.80
|
438.88
|
|
Subscriber + children
|
1,122.74
|
639.96
|
482.78
|
|
Family
|
1,274.64
|
726.54
|
548.10
|
Ameritas
Monthly rates October 1, 2016 through September 30, 2017 per plan
Dental
|
|
Monthly Premium
|
Employer Share
|
Employee Share
|
|
Subscriber only
|
37.72
|
37.72
|
0.00
|
|
Subscriber + one dependent
|
66.84
|
37.72
|
29.12
|
|
Family
|
108.72
|
37.72
|
71.00
|
The City will continue to offer a one-time deposit to the health savings account (HSA) for any current employee that signs up for this coverage. This deposit will be $800 for the individual coverage and $1,200 for all other plan choices. This will only apply to any employee that is enrolling in the Lumenos plan for the first time during open enrollment. This deposit will be made after October 1, 2016 for all established plans.
As rates were established for the upcoming plan year, we wanted to make sure to provide an option that allowed employees to minimize any change to their paycheck due to the health insurance deduction. We believe the KeyCare 30 plan rates will give employees that option. Also, using the Salem Wellness Clinic is another opportunity to allow employees to save the cost of a doctor visit. Please keep this benefit in mind when you need medical care.
As always, the SALEM EMPLOYEE HEALTH & WELLNESS CLINIC located at 15 East Clay St. is open to serve your needs. USE OF THE CLINIC IS FREE FOR ALL EMPLOYEES AND DEPENDENTS ON THE CITY’S HEALTH INSURANCE PLAN and can more than offset the cost of medical services you would pay at a doctor’s office, urgent care center, or emergency room. I urge you to utilize this clinic to the fullest extent possible.